How it works

We empower girls by providing access to higher education, whilst inspiring the next generation of learners

Since 2011, Seed Community has provided bright, young women from vulnerable backgrounds interest free, higher education study and expenses loans. In 2014 we celebrated a 100% success rate with no dropouts and all graduates gaining meaningful employment. This result presents a stark contrast to the national average of university dropouts, which is higher than 55%.

We know a supportive environment is key for these students to be successful at university. To address their needs we provide trainings, workshops and have a dedicated counsellor who the girls can connect with individually and in groups. To assist the students to pay back their loans, we have established a social business called GirlZtalk. GirlZtalk uses social platforms to connect girls to share their voice in a safe space and access unbiased information.

Today, we are connecting to thousands of girls across Southern Africa between the ages of 14-25 through our mobile platform,, social media; our GirlZtalk groups and GirlZtalk educational theatre.


Interest free tuition loan

Working in conjunction with local institutions, girls can apply for a SEED loan as of their second year of study.
Tuition fees are paid to the institution on a semester basis.

Monthly Expenses Loan

Girls are offered an optional extra loan to cover basic expenses, such as transport and books during their school term.

Entrepreneurship + Social contribution through GirlZtalk

The team at Seed Community believes that young women need a safe space to share our voices, to have access to vital information, and to be part of a supportive community to help each another reach our full potential.

We want to share our experiences, connect with girls and young women across South Africa and beyond so together we can be the change we want to see in the world.

So we created GirlZtalk!

Know more about the project here:

Connect to the GirlZtalk mobile space here:

Employment / Experience

Seed connects girls to local companies to offer valuable work experience during holidays. Income earned goes directly to the student.

Mentor Support

Girls are brought together with a SEED mentor once a month during term time. The purpose of these meetings is to create a sense of community amongst the girls and help address any challenges they might be facing.

SEED mentors are voluntary professionals who have agreed to provide guidance and support for the duration of their studies.


Girls can apply for a SEED loan as of their second year of study.
By the second year of study students have shown committment to their chosen field of study and have fulfilled attendance and academic requirements.

SEED requires girls to fill out a detailed questionnaire, include a written piece and must provide copies of their academic records and a letter of referral.

Pre-selection is followed by a personal interview, after which the final group is chosen.

Loan repayment

Those girls who are participating in the Seed School Mentoring Programme are required to begin their loan repayment 6 months after their term begins.
We invite local companies to offer students work experience whilst they study, not only providing them with valuable experience but also facilitates for their loan to be repaid.

We recognise that it is crucial we create a sustainable framework by which girls can   manage their loan repayment. We work with communities we have a personal affiliation with and have direct contact with the girls through our mentor support.
This relationship is vital for building trust between SEED and the girls and for creating effective solutions to problems students may encounter during their studies.

As the loan is repaid the money will go into providing further loans to girls at the same institution.

At SEED our objective is to create the opportunity for girls to take the future into their own hands and at the same time plant the seeds for somebody else’s.